Fast. Friendly. Flexible.

INNOVATOR
IN NON-QM

Since 2015, Excelerate Capital has been assisting broker partners as an innovator in Non-QM, conventional mortgages and alternative lending solutions.

Become an Approved Broker

EC NEW TO THE MARKET

OUR LATEST PROGRAM HIGHLIGHTS

Turn Times

Non-QM

Set UpSame Day - 24 Hours

Underwriting

Purchase Submissions1 - 3 Days
Purchase Condition Review1 - 3 Days
Refinance Submissions1 - 3 Days
Refinance Condition Review1 - 3 Days
Suspension Condition Review1 - 3 Days

Docs & Funding

Drawing DocsSame Day - 24 Hours
Reviewing Docs/Funding24 - 48 Hours

Agency

Set Up (Purchase)Same Day - 24 Hours
Set Up (Refinance)Same Day - 24 Hours

Underwriting

Purchase Submissions1 - 3 Days
Purchase Condition Review1 - 3 Days
Refinance Submissions1 - 3 Days
Refinance Condition Review1 - 3 Days
Suspension Condition Review1 - 3 Days

Docs & Funding

Drawing DocsSame Day - 24 Hours
Reviewing Docs/Funding24 - 48 Hours

Loss Payee

Castle Mortgage Corporation d.b.a. Excelerate Capital

It's Successors and/or Assigns

4000 MacArthur Blvd, East Building, Suite 800
Newport Beach, CA. 92660

ID Information

VA ID. 6151810000

FHA ID: 7007900004

Built for Brokers

Excelerate Capital compliments a full suite of lending programs and services with a team of experienced mortgage professionals. Experience superior service, flexible guidelines, and some of the fastest turn times in the industry today.

CERTIFIED EXCELERATE CAPITAL BROKER

Programs for your borrowers

  • Real Estate Investors
  • Business Owners
  • Self-Employed
  • Entrepreneurs
  • 1099 Gig Contractors

We Sponsor Your Out-of-State Investment Property

Our approved Broker Partners can utilize our licensing in 36 states to originate mortgages out-of-state. Leverage EC’s nationwide licensing power to fund more loans without any additional licensing requirements.

Learn more

Resources

Forms

Useful forms, including submission packages, income calculators, doc requests, and more at your fingertips.

View Forms

Press Center

Read the latest updates at Excelerate Capital

Press Center

WE OFFER MULTIPLE SOLUTIONS FOR ALTERNATIVE LENDING:

  • 12 | 24 Month Bank Statements
  • 1 or 2 Year 1099s | W2 Only
  • P&L Only
  • WVOE Only
  • Asset Utilization
  • DSCR – Debt Service Coverage Ratio with no minimum ratio

Credit scores can be as low as 600 and LTVs as high as 90%.

Work with a lender that provides you with options! Reach out to our team at Excelerate Capital and one of our knowledgeable account executives will help you get started.