Product Guidelines

Specialty
Non-QM

  • Specialty programs for specific needs with premium pricing on DSCR Plus
  • Few or no Exceptions

DSCR PLUS

Investor Program with premium pricing

Min 680 FICO

Up To 75% Max LTV

Up To $2M MLA

Go to Matrix

Full/Alt Doc Plus

Full/Alt Doc Program with premium pricing

Min 660 FICO

Up To 90% Max LTV

Up To $2M MLA

Go to Matrix

EQUITYFLEX

Non-QM 2nd Lien Home Equity Mortgage (NOT HELOC)

Min 660 FICO

Up To 90% Max LTV

Up To 450K MLA

Go to Matrix

ITIN

Borrower options for those with an IRS ITIN number

Min 660 FICO

Up To 80% Max LTV

Up To $1.5M MLA

Go to Matrix

Non-QM Loan Programs

Core
Elite
Specialty

Agency Loan Programs

Conventional
FHA
VA

Agency Loan Resources

FHA Handbook
Fannie Mae Seller Guide
Freddie Mac Seller Guide