Product Guidelines

SELECT
NON-QM

  • Premium Guidelines and Pricing
  • Higher Loan Amounts and LTV’s
  • Minimal Exceptions

Select Premium

Full/Alt Doc program with premium guidelines and pricing

Min 660 FICO

Up To 90% Max LTV

Up To $5M MLA

Go to Matrix

Select Flex

Full/Alt Doc program with expanded guidelines and flexible qualifying

Min 600 FICO

Up To 85% Max LTV

Up To $3.5M MLA

Go to Matrix

Select DSCR

Investor Program with most premium guidelines and qualifying

Min 620 FICO

Up To 85% Max LTV

Up To $3.5M MLA

Go to Matrix

Non-QM Loan Programs

Core
Elite
Specialty

Agency Loan Programs

Conventional
FHA
VA

Agency Loan Resources

FHA Handbook
Fannie Mae Seller Guide
Freddie Mac Seller Guide