Loan Programs
PRODUCT
GUIDELINES
Prime Core
Ideal for borrowers that do not fit the Jumbo/QM narrative (or specifications).
Min660FICO
Up To90%Max LTV
Up To$4MMLA
Excelerate Core
An alternative lending product, with flexible seasoning and credit options.
Min600FICO
Up To85%Max LTV
Up To$3MMLA
Prime ELITE
Residential Non-QM Full Doc / Alt Doc now available.
Min660FICO
Up To85%Max LTV
Up To$3MMLA
DSCR PLUS – Specialty
Aggressively priced investment financing option for Debt Service Coverage Ratio loans.
Min680FICO
Up To75%Max LTV
Up To$2MMLA
DSCR ELITE
Get more financing options for your investments.
Min660FICO
Up To80%Max LTV
Up To$3MMLA
DSCR Core
Ideal for true investors qualifying with minimal documentation.
Min660FICO
Up To80%Max LTV
Up To$3MMLA
Multi-Family
DSCR investors looking to purchase / refinance 5-8 unit properties.
Min660FICO
Up To75%Max LTV
Up To$2MMLA
ITIN
Alternative lending for borrowers without a SSN.
Min660FICO
Up To80%Max LTV
Up To$1.5 MMLA
Foreign National
Investment property financing for Non-U.S. Citizens.
Verified1TRADELINE
Up To75%Max LTV
Up To$2MMLA
Stated Income – HELOC
A Non-QM option allowing borrowers access to home equity.
Min660FICO
Up To75%Max LTV
Up To$2MMLA
Portfolio
Streamline income documentation allowing for Borrower Signed P&L and WVOE documentation.
Min680FICO
Up To70%Max LTV
Up To$2.5MMLA
EquityFlex
2nd TD for Owner Occupied and Non-Owner Occupied.
