Agency Loan Programs
PRODUCT
GUIDELINES
DSCR
Ideal for true investors qualifying with minimal documentation.
Min600FICO
Up To80%Max LTV
Up To$3MMLA
DSCR+
Ideal for true investors qualifying with minimal documentation.
Min720FICO
Up To80%Max LTV
Up To$2MMLA
Excelerate
An alternative lending product, with flexible seasoning and credit options.
Min580FICO
Up To90%Max LTV
Up To$3MMLA
Foreign National
Investment property financing for non-U.S. Citizens.
Verified1TRADELINE
Up To75%Max LTV
Up To$2MMLA
IQ Heloc
A nonQM option allowing borrowers access to home equity.
Min660FICO
Up To75%Max LTV
Up To$2MMLA
ITIN
An Individual Taxpayer Identification Number is a United States tax processing number issued by the Internal Revenue Service
Min640FICO
Up To75%Max LTV
Up To$1.5MMLA
Prime
Ideal for borrowers that do not fit the Jumbo/QM narrative (or specifications).
Min660FICO
Up To90%Max LTV
Up To$3MMLA
Multi Family
For DSCR investors looking to purchase or refinance 5-8 unit properties.
Min660FICO
Up To70%Max LTV
Up To$3MMLA
Portfolio Fixed
This program offers aggressive rates and doc types with an emphasis on credit and collateral.
Min680FICO
Up To70%Max LTV
Up To$2.5MMLA
Portfolio ARM
This program offers aggressive rates and doc types with an emphasis on credit and collateral.