Agency Loan Programs
PRODUCT
GUIDELINES
Prime
Ideal for borrowers that do not fit the Jumbo/QM narrative (or specifications).
Min660FICO
Up To90%Max LTV
Up To$3.5MMLA
Excelerate
An alternative lending product, with flexible seasoning and credit options.
Min600FICO
Up To85%Max LTV
Up To$3MMLA
DSCR
Ideal for true investors qualifying with minimal documentation.
Min620FICO
Up To80%Max LTV
Up To$3MMLA
DSCR+
Ideal for experienced investors with higher credit profiles which provides better pricing.
Min720FICO
Up To85%Max LTV
Up To$1.5MMLA
Multi Family
For DSCR investors looking to purchase or refinance 5-8 unit properties.
Min660FICO
Up To75%Max LTV
Up To$2MMLA
Foreign National
Investment property financing for non-U.S. Citizens.
Verified1TRADELINE
Up To75%Max LTV
Up To$2MMLA
Stated Income – HELOC
A nonQM option allowing borrowers access to home equity.