Alternative Qualifications for Self-Employed Borrowers

Find out how your Bank-Statements or Profit & Loss can help you qualify today!

The Lowdown on Self-Employed Mortgages

How Do I Qualify?

In contrast to conventional loans, our underwriters will request 12 or 24 months of your Personal or Business Bank-Statements, or review a signed company Profit and Loss, to calculate your income.

When it comes to securing a loan as a self-employed borrower, we know it can become difficult when asked to verify your income using documents such as W-2s and tax returns. This is where our personal or business bank statement loans come in!

This type of loan can be used for those individuals with more unique circumstances, such as small businesses with write-offs, professional real-estate investors, or freelance professionals working on a contract basis.

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The Self-Employed Bank Statement Loan Process

Here’s how our home loan process works:

Complete our simple mortgage Self-Employed Rate Quote.


Receive options based on your unique criteria and scenario.


Compare mortgage interest rates and terms.


Choose the offer that best fits your needs.

Loan Process