Alternative lending program resources available:
About Robin Kozelka
In this market, a broker’s ability to get differently qualifying (“Non-QM”) borrowers approved is vital. Non-QM also sets brokers apart from the big banks.
Robin stands out as the go-to Non-QM expert for top brokers. With over three decades of experience, she helps brokers close even the most complex scenarios, funding loans others deemed unattainable.
As an active board member, Robin’s commitment to the industry is evident. Last year, she received the prestigious title of “Affiliate of the Year” from the California Association of Mortgage Professionals.
Whether you are a non-QM veteran or just starting out, you will want to give Robin a call.
About Excelerate Capital
Excelerate Capital is a full-service mortgage company that excels and distinguishes itself as an INNOVATOR in Non-QM mortgages. Since 2015, we have been assisting broker partners’ success as a leader in Alternative Lending solutions.
Our mission is to provide “out of the box” mortgage solutions, while delivering superior service. Our company culture is built to nurture the welfare and success of our broker clients and our employees.
We offer multiple solutions for alternative lending:
- 12 | 24 Months Bank Statements
- 1 or 2 Year 1099s | W2 Only
- P&L Only
- WVOE Only
- Asset Utilization
- DSCR – Debt Service Coverage Ratio with no minimum ratio
Credit scores can be as low as 600 and LTVs as high as 90%.
Work with a lender that provides you with options! Reach out to me to get started.