Alternative lending program resources available:
About Michael Thompson
Mike is a career mortgage banker with more than 38 years of experience at all levels of mortgage bank operations. Mike has been President and CEO of several mortgage companies and has experience ranging from smaller, privately owned mortgage banks to large, publicly traded, FDIC insured financial institutions. Mike holds a B.S. in Economics and M.B.A. from U.C. Davis as well as a J.D. from La Salle University.
About Excelerate Capital
Excelerate Capital is a full-service mortgage company that excels and distinguishes itself as an INNOVATOR in Non-QM mortgages. Since 2015, we have been assisting broker partners’ success as a leader in Alternative Lending solutions.
Our mission is to provide “out of the box” mortgage solutions, while delivering superior service. Our company culture is built to nurture the welfare and success of our broker clients and our employees.
We offer multiple solutions for alternative lending:
- 3 | 12 | 24 Months Bank Statements
- 1 or 2 Year 1099s | W2 Only
- P&L Only
- WVOE Only
- Asset Utilization
- DSCR – Debt Service Coverage Ratio with no minimum ratio
Credit scores can be as low as 600 and LTVs as high as 90%.
Work with a lender that provides you with options! Reach out to me to get started.